Ridesharing companies have been around for awhile now and over the years a few things have changed.

Regarding accidents involving Uber … if your vehicle was involved in an accident with an Uber vehicle or you were a passenger in an Uber vehicle and an accident occurred, here’s some basic info you need to know.

Who Do You Sue?

Trying to understand who to sue if you are injured in an accident with an Uber vehicle can be confusing. When Uber was first launched, Uber did not provide insurance coverage for their drivers because they were considered independent contractors.  In 2022 that changed, they were reclassified as Uber employees, making the drivers eligible for benefits such as family leave insurance, unemployment compensation, and temporary disability.

What Determines Liability?

The basics:

• If the driver is using the Uber App and actively ‘on the clock’ with a passenger in the car,  Uber’s insurance will cover up to $1.5 million in damages.

• If the Uber driver is idling or driving around looking for a passenger and gets into an accident,  Uber insurance and the driver’s insurance apply. Uber will cover up to $50,000 in medical expenses for the injured/deceased parties in the other car. Once the driver’s insurance is exhausted, they may cover up to $100,000 in damages.

• If the driver is operating with the app off, then the driver’s personal insurance applies.
• If the accident occurred when the Uber driver had a passenger, Uber’s insurance should cover up to $1.5 million for damage to property, injuries, or death resulting from the accident.

No matter how the accident occurred, who was driving, whether there were serious injuries or not, it is always in your best interest to consult a qualified Uber or Lyft lawyer right away.  Consultations are (almost always) free of charge and the information you receive will give you the best chance of successfully moving forward after an accident.

Schedule a Free Contingency Based Personal Injury Consultation now at any of our offices in the 5 boroughs including Manhattan, Queens, Brooklyn, Bronx & Staten Island. Call (718) 682-3480 now or fill out the adjacent form to start your injury claim today. You need experienced experts in Personal Injury Law to bring your case to a successful, financially satisfactory conclusion.

Corporate Injury Law Office Directions:

88-02 136th Street, Queens, NY 11418

Secondary Personal Injury Law Office Location:

141-24 Jewel Ave Fl 2, Queens, NY 11367 (718) 682-3480

Bronx, NY Injury Law Office:

1231 Lafayette Ave fl 2, Bronx, NY 10474 (718) 682-3476